Terms of Service

Last Updated: March 2026

Effective Date: March 5, 2026

These Terms of Service ("Terms") govern your access to and use of the websites, products, and services (collectively, the "Services") provided by Bellator Cyber Guard, LLC ("Bellator," "we," "us," or "our"), including bellatorcyber.com and all related subdomains.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use our Services.

1. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use our Services. By using our Services, you represent and warrant that you meet these requirements. If you are using our Services on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms.

2. Description of Services

Bellator Cyber Guard provides cybersecurity consulting, compliance documentation, managed security services, and educational resources, including but not limited to:

• Compliance documentation: Written Information Security Plan (WISP) templates, HIPAA compliance guides, FTC Safeguards Rule checklists, incident response plan templates, and other regulatory compliance documents
• Security assessments: Cybersecurity risk assessments, HIPAA risk assessments, vulnerability assessments, and compliance gap analyses
• Managed security services: Endpoint detection and response (EDR), continuous monitoring, threat detection, incident response, and security operations
• Training: Employee security awareness training, phishing simulations, and compliance education
• Identity protection: Personal and family cybersecurity services, identity monitoring, and dark web exposure monitoring
• Consulting: Cybersecurity strategy, compliance advisory, vendor security assessments, and security architecture review
• Educational content: Blog posts, guides, white papers, and downloadable resources

3. User Accounts

3.1 Account Creation

Some features of our Services require you to create an account. When creating an account, you agree to provide accurate, current, and complete information and to update this information as needed.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Use a strong, unique password for your account
• Enable multi-factor authentication (MFA) when available
• Not share your account credentials with any third party
• Notify us immediately at guard@bellatorit.com if you suspect unauthorized access to your account

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time if we reasonably believe you have violated these Terms, engaged in fraudulent activity, or pose a security risk. You may also request account deletion by contacting us at guard@bellatorit.com.

4. Intellectual Property

4.1 Our Content

All content on our Site, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, templates, and documentation, is the property of Bellator Cyber Guard, LLC or its licensors and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

4.2 Template and Document Licenses

When you purchase or download templates, guides, or other documents from us (including WISP templates, compliance checklists, and security plans):

• You receive a non-exclusive, non-transferable, single-organization license to use, modify, and implement the document within your own organization
• You may not redistribute, resell, sublicense, publish, or share the document (in original or modified form) with other organizations, individuals, or entities without our express written permission
• You may not claim authorship of or remove attribution from our templates or documents
• You may not use our templates or documents to create competing products or services
• Multi-location or multi-entity licenses are available upon request — contact us for enterprise pricing

4.3 Free Resources

Free downloadable resources (e.g., free WISP template, educational guides) are provided under the same license terms as purchased documents. The fact that a resource is provided at no charge does not waive our intellectual property rights.

4.4 Trademarks

"Bellator Cyber Guard," "Bellator," the Bellator logo, "Ransomware Rollback," and other marks displayed on our Site are trademarks of Bellator Cyber Guard, LLC. You may not use these trademarks without our prior written consent.

4.5 User Content

By submitting content to us (including form submissions, comments, or communications), you grant us a non-exclusive, royalty-free, worldwide license to use, store, and process that content as necessary to provide our Services and as described in our Privacy Policy.

5. Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use our Services for any illegal purpose or in violation of any applicable law or regulation
• Attempt to gain unauthorized access to our systems, networks, servers, or other infrastructure
• Interfere with or disrupt the integrity, security, or performance of our Services
• Transmit malware, viruses, or other malicious code through our Services
• Use automated systems (bots, scrapers, crawlers) to access our Services without our written permission
• Collect, harvest, or store personal information of other users without their consent
• Submit false, misleading, or fraudulent information through our forms or Services
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Redistribute, resell, or sublicense our templates, documents, or paid content without written permission
• Reverse engineer, decompile, or disassemble any software or technology used in our Services
• Use our Services to develop competing products or services
• Circumvent any security measures or access controls implemented on our Site

6. Purchases and Payments

6.1 Pricing

All prices are displayed in United States dollars (USD) and are subject to change without notice. Applicable taxes will be added at checkout where required by law.

6.2 Payment Processing

Payments are processed securely through Stripe, a PCI DSS Level 1 certified payment processor. We do not store full payment card numbers on our servers. By making a purchase, you agree to Stripe's Terms of Service.

6.3 Refund Policy

Due to the digital nature of our products:

• Templates and documents: Refunds are available within 14 days of purchase if the template has not been downloaded or if it materially differs from its description. Once a template is downloaded, no refunds will be issued.
• Consulting and managed services: Refund terms are governed by individual service agreements.
• Free resources: Not applicable.

To request a refund, contact us at guard@bellatorit.com with your order details.

7. Disclaimers

7.1 General Disclaimer

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade.

7.2 No Guarantee of Security

We do not guarantee that our Services will prevent all security incidents, data breaches, cyberattacks, or unauthorized access. Cybersecurity is a continuously evolving field, and no security solution can guarantee absolute protection. Our Services are designed to significantly reduce risk and improve your security posture, but residual risk always remains. You acknowledge that you are solely responsible for your own security decisions and that our recommendations and products are tools to assist, not guarantees of security.

7.3 Not Legal Advice

Our templates, guides, compliance documents, and educational content do not constitute legal advice. While our documents are designed to help you meet regulatory requirements (IRS Publication 4557, FTC Safeguards Rule, HIPAA, GLBA, etc.), they should be reviewed by qualified legal counsel before implementation. Regulatory requirements vary by jurisdiction, industry, and circumstance. We are cybersecurity professionals, not attorneys, and our products should be used as one component of a comprehensive compliance program developed with appropriate legal guidance.

7.4 Third-Party Services

Our Services may integrate with or link to third-party services (Calendly, Salesforce, Klaviyo, etc.). We are not responsible for the availability, accuracy, security, or content of third-party services and disclaim all liability arising from your use of third-party services.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BELLATOR CYBER GUARD, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, punitive, or exemplary damages
• Any loss of profits, revenue, data, goodwill, or business opportunity
• Any damages arising from security incidents, data breaches, or cyberattacks, even if we have been advised of the possibility of such damages
• Any damages arising from your reliance on our templates, guides, or educational content
• Any damages arising from unauthorized access to or alteration of your data or transmissions
• Any damages exceeding the total amount you paid to us in the twelve (12) months preceding the claim

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless Bellator Cyber Guard, LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of our Services
• Your violation of these Terms
• Your violation of any applicable law or regulation
• Your violation of any third-party rights
• Any content you submit through our Services
• Your use or implementation of templates, documents, or recommendations provided by us

10. Affiliate Program

If you participate in our Affiliate Program, the following additional terms apply:

• Commissions are paid on qualified referrals as defined in the Affiliate Program agreement
• You may not use deceptive, misleading, or unethical practices to generate referrals
• You may not bid on our branded keywords in paid advertising without our written consent
• We reserve the right to modify commission rates, reject referrals, or terminate affiliate relationships at our discretion
• Tax reporting (Form 1099) applies to commission payments exceeding IRS thresholds

11. Service Level and Availability

We strive to maintain high availability of our Services but do not guarantee uninterrupted access. We may temporarily suspend access for maintenance, updates, or security purposes. For managed security services, service level commitments are governed by individual service agreements.

12. Dispute Resolution

12.1 Informal Resolution

Before initiating formal proceedings, you agree to attempt to resolve any dispute informally by contacting us at guard@bellatorit.com. We will attempt to resolve the dispute within 30 days of receipt.

12.2 Arbitration

If informal resolution fails, any dispute arising from or relating to these Terms or our Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall be conducted in the state where Bellator Cyber Guard, LLC is headquartered. The arbitrator's decision shall be final and binding.

12.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted on an individual basis and not as part of a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against us.

12.4 Exceptions

Nothing in this section prevents either party from seeking injunctive or equitable relief in court for intellectual property disputes or imminent harm.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Bellator Cyber Guard, LLC is organized, without regard to its conflict of law provisions.

14. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and Bellator Cyber Guard regarding the use of our Services. These Terms supersede all prior agreements, understandings, and communications (whether written or oral) regarding the subject matter herein.

16. Waiver

Our failure to enforce any provision of these Terms shall not be deemed a waiver of that provision or the right to enforce it in the future. No waiver shall be effective unless in writing and signed by an authorized representative of Bellator Cyber Guard.

17. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

18. Force Majeure

We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to natural disasters, acts of war or terrorism, epidemics, government actions, power failures, internet or telecommunications outages, or cyberattacks on our infrastructure.

19. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will:

• Update the "Last Updated" date at the top of this page
• Post the revised Terms on our Site
• For significant changes, provide notice through email or a prominent notice on our Site

Your continued use of our Services after any changes constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using our Services.

20. Contact Us

If you have questions about these Terms of Service, please contact us:

Bellator Cyber Guard, LLC
Email: guard@bellatorit.com
Phone: (800) 492-6076
Website: bellatorcyber.com/contact